Melody Bejerano NMLS 2574490

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Universe Financial Corp (NMLS: 2435592) provides reliable mortgage and home loan solutions designed to help individuals and families achieve homeownership. We specialize in home purchase loans, mortgage refinancing, first-time homebuyer programs, FHA loans, VA loans, and conventional financing. Our mission is to serve every client with honesty, integrity, and expertise while helping borrowers secure competitive interest rates and lower closing costs. Whether you are buying your first home, refin...

Your Trusted Mortgage Broker at Universe Financial Corp. Melody Bejarano is an accomplished Mortgage Broker dedicated to simplifying the complex world of home financing. As part of Universe Financial Corp., she functions as a borrower's advocate, utilizing an extensive network of wholesale lenders to find the most competitive rates and terms available. Melody guides clients from initial qualification through a flawless closing, specializing in: Customized Loan Solutions: Comparing Conventional, FHA, VA, and unique portfolio products. Rate & Fee Optimization: Working to reduce closing costs and secure favorable interest rates. End-to-End Guidance: Ensuring transparency and clear communication at every stage of the loan process. Melody is committed to making your homeownership or refinancing experience seamless and financially sound.